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Nordiska’s Credit Card as a Service platform enables partners to offer credit cards to their customers under their own brand while leveraging our robust financial infrastructure.

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What is Credit Card as a Service?

Credit Card as a Service is a comprehensive white-label solution that allows businesses to issue credit cards without building their own banking infrastructure. Through our partnership with Enfuce and integration with major payment networks, we handle the complex regulatory, technical, and operational aspects of card issuance.

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Credit Card Features

Our credit card offering includes:
  • Instant credit decisions powered by automated credit scoring
  • Flexible credit limits from €500 to €10,000
  • Buy Now, Pay Later integration for installment purchases

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Key Features

White-Label Solution

Issue credit cards under your brand with custom designs while we handle the infrastructure

Regulatory Compliance

Full PSD2 compliance, KYC/AML checks, and regulatory reporting handled by Nordiska

Real-time Processing

Instant authorization, balance updates, and transaction notifications

Comprehensive APIs

RESTful APIs for card management, transactions, and customer onboarding

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Getting Started

To begin offering credit cards to your customers:
  1. Onboarding Process - Understand the unified customer onboarding flow for individuals and sole traders
  2. Integration Guide - Technical integration steps