{
  "consentId": "550e8400-e29b-41d4-a716-446655440000",
  "language": "en",
  "texts": [
    {
      "code": "sepa_refund_disclaimer",
      "text": "This refund right is a standard SEPA protection and does not affect your obligation to repay your credit card bill. If you request a refund, your balance will still be due."
    },
    {
      "code": "sepa_legal_text",
      "text": "By authorising this mandate, you allow Bankaktiebolaget Nordiska (publ) to send instructions to your bank to debit your account in accordance with these instructions. You are entitled to a refund from your bank under the terms of your agreement. A refund must be claimed within 8 weeks from the date of debit."
    }
  ],
  "consents": [
    {
      "code": "direct_debit",
      "label": "I authorise Bankaktiebolaget Nordiska (publ) to debit my account via SEPA Direct Debit."
    },
    {
      "code": "pre_notification_waiver",
      "label": "I agree that my monthly statement will serve as advance notice for each SEPA Direct Debit payment."
    }
  ],
  "creditorInformation": {
    "companyName": "Bankaktiebolaget Nordiska (publ)",
    "address": {
      "streetLine1": "Kungsgatan 1",
      "streetLine2": "Box 1234",
      "city": "Stockholm",
      "postalCode": "12345",
      "country": "SE"
    },
    "creditorId": "SE07ZZZ5567606032"
  }
}